300分求中译英（10句）

Question

1、"元“是中国货币的名称，在东南亚金融危机后，人民币没有像西方预料的那样贬值，相反它比以前更加坚挺。

2、明年人民币的升值压力将会有所减少。外国投资的流入速度正在变得缓慢起来。出口增长的减少将使中国贸易顺差缩小，其结果是中国的国际收支状况将肯定变坏。

3、商业银行的主要职能之一是为商品的生产与流通提供短期资金。

4、在西方发达国家有两种财务报表是最基本的：一种是收入报表或盈亏报表，另一种是资产负债表。资产负债表列出了公司资产和负债的财务报表，能显示一个公司的经营状况和财务状况。

5、银行最重要的特征是，它能吸收存款和发放贷款，而一般非银行金融机构是不能这样做的。

6、美国“格拉斯－斯蒂高尔法案”（Glass-Steagall Act)不允许美国商业银行从事投资银行业务。

7、虽然竞争日益激烈，但英美的投资银行仍能赚到很多的钱，这是为什么呢？有一种解释是：股票包销业务仍能依赖发行者与银行之间的密切关系，这使得竞争者很难挤进来。

8、在英国有牵头包销者（lead underwriter），通常为投资银行来帮助安排股票发行事宜。但在实施过程中，牵头包销者会充分重视分包销商（sub－unerwriters）以及机构投资者的作用。

9、在美国付给股票包销者的费用是比较高的，部分原因是美国的高营销成本。

10、大多数股票发行者为老字号的大企业。它们很少抱怨包销费用的多少。但从另一方面看，由于这些强有力的大客户，投资银行在其他服务领域，如兼并咨询费方面被迫减少了费用收入。
另外还有两个，请大家帮帮忙
http://zhidao.baidu.com/question/17566341.html
http://zhidao.baidu.com/question/17566768.html

Answer 1

1, the "million" is the name of the currency, the Asian financial crisis, did not devalue the yuan as the West is expected rather more firmness than before.

2、明年人民币的升值压力将会有所减少。2, the pressure on China to revalue the renminbi next year will be reduced. 外国投资的流入速度正在变得缓慢起来。The inflow of foreign investments is becoming slow speed up. 出口增长的减少将使中国贸易顺差缩小，其结果是中国的国际收支状况将肯定变坏。Export growth will reduce China's trade surplus narrowed, the result of China's international balance of payments situation will certainly deteriorate.

3、商业银行的主要职能之一是为商品的生产与流通提供短期资金。3, a commercial bank and one of its major functions is to provide short-term capital goods production and circulation.

4、在西方发达国家有两种财务报表是最基本的：一种是收入报表或盈亏报表，另一种是资产负债表。4, the Western countries have two : one is the most basic financial statements or profit and loss statements, income statements. Another is the balance sheet. 资产负债表列出了公司资产和负债的财务报表，能显示一个公司的经营状况和财务状况。The balance sheet presents the company's assets and liabilities in financial statements, will show a company's business condition and financial status.

5、银行最重要的特征是，它能吸收存款和发放贷款，而一般非银行金融机构是不能这样做的。5, Bank of the most important features is that it can attract deposits and loans. and the general non-bank financial institutions are unable to do so.

6、美国“格拉斯－斯蒂高尔法案”（Glass-Steagall Act)不允许美国商业银行从事投资银行业务。6. The United States, "Glass-Steagall Act" (Glass-Steagall Act), do not allow the United States commercial banks engaged in investment banking.

7、虽然竞争日益激烈，但英美的投资银行仍能赚到很多的钱，这是为什么呢？7, although competition is becoming increasingly fierce, but the British and American investment banks can earn a lot of money, which is why? 有一种解释是：股票包销业务仍能依赖发行者与银行之间的密切关系，这使得竞争者很难挤进来。One explanation is this : The stock underwriting business can rely on the close relationship between the issuer and the banks. It is difficult to squeeze competitors to make.

8、在英国有牵头包销者（lead underwriter），通常为投资银行来帮助安排股票发行事宜。8, the lead underwriter in the United Kingdom (lead underwriter). usually stock issue arranged for investment banks to help matters. 但在实施过程中，牵头包销者会充分重视分包销商（sub－unerwriters）以及机构投资者的作用。But in the process of its implementation, lead underwriters will pay full attention to sub-underwriters (sub-unerwriters) and the role of institutional investors.

9、在美国付给股票包销者的费用是比较高的，部分原因是美国的高营销成本。9, stock underwriters in the United States to pay the cost is relatively high, partly because of the high marketing cost to the United States.

10、大多数股票发行者为老字号的大企业。10, and most of the stocks were issued for the oldest name in large enterprises. 它们很少抱怨包销费用的多少。They seldom complain about the amount underwriters. 但从另一方面看，由于这些强有力的大客户，投资银行在其他服务领域，如兼并咨询费方面被迫减少了费用收入。From another perspective, as these big and powerful clients, investment banking services in other areas. being forced to reduce costs as merger advisory revenue.
1, lowering the average age of the population, income growth to create favorable conditions for the development of the life insurance industry.
2、美国国际保险集团是美国最大的商业和工业承保商，但它的运营收入的50％来自海外的经营。2, American International Insurance Group is the nation's largest commercial and industrial insurance business. but 50% of its operating income from overseas operations.
3、共同保险是指由几家保险公司共同分担保险单中的风险。3, co-insurance is shared by several insurance companies, the insurance risk.
4、债务保险是一种新的保险业务。4, debt insurance is a new business. 有人说，中国的保险公司还没有开展这种保险业务。Some people say that China's insurance companies have not carried out such insurance.
5、债券与股票都是证券，但两者有区别。5, stocks and bonds are securities, but there is a distinction between them. 最本质的区别是：债券是债务凭证，而股票则是所有权的证明。Notes : The essential difference is the debt instruments, while the stock is evidence of title.
6、股市分两种，一种叫“牛市”，指股票价格持续上扬的股票市场；另一种叫“熊市”，指股价不断下跌的股票市场。6, the stock market at the two, called a "bull market," referring to the stock market share prices continued to rise; Another is "bearish" referring to the falling stock market prices.
7、成100股的股票交易称之为“整份购买”。7, the 100 shares of stock transactions called "the whole purchase." 少于100股的股票购买称之为“零星购买”。Less than 100 shares of stock as "sporadic buying." 零星购买时，“投资者”要交较高的费用。Sporadic buying, "investors" have to pay a higher fee.
8、除付股票价格外，购买者还得向经济商行（brokerage firm）支付服务佣金，佣金一般是股票交易总价值的1－2％。8, the stock price was paid, economy buyers need to firms (brokerage firm) payment services commission The commission is generally 1-2% of the total value of stock transactions.
9、造成泰国金融危机的原因不少，其中主要的有：严重的经常项目逆差、泰铢的过早自由兑换，以及短期外国投机资本流入过多。9, the Thai financial crisis caused by many reasons, chief of which are : the current account deficit. Premature free convertibility of the Thai baht and excessive short-term foreign speculative capital inflows.
10、经济学中长期争论的一个问题是：固定汇率是否优于浮动汇率？10, the long-term economics is an issue of dispute : whether it is superior to a fixed exchange rate floating exchange rate? 对此问题作出过分简单的回答是不适当的，因为无论哪种汇率都是不完美的，它们都有自己的优点和缺点。The simple answer to this question is too much inappropriate, because no matter what the exchange rate is not perfect. They have their own advantages and disadvantages.
1, the fixed rate or floating rate are not a substitute for sound macroeconomic policies. 这些政策显然包括货币政策和财政政策。Clearly these policies, including monetary policy and fiscal policy.
2、由于最近泰国实施了一些极端的控制手段，泰国银行已不被允许向进行投机的外国投资者出售投资者出售其本国货币，外国投资者也不能再出售泰国股票换成泰铢。2, due to the recent implementation of the extreme means of control in Thailand. Bank of Thailand has not allowed foreign investors to sell speculative investors to sell their own currencies, Thailand could no longer sell shares to foreign investors into the Thai baht.
3、联邦储备银行系统（简称“美联储”）是美国的中央银行，其职能是：政府的银行、银行的银行、发行的银行和执行货币政策。3, the Federal Reserve Bank System ( "Federal Reserve Board") is the Central Bank of the United States, whose function is : bank Bank of banks, issuing banks and the implementation of monetary policy.
4、在美国有12格联邦储备区，每个区都设有一个联邦储备银行。4, 12 Georgia in the United States Federal Reserve districts, each have a Federal Reserve Bank. 为协调这12个联储银行的业务活动，在首都华盛顿建立了联邦储备委员会。This 12 Federal Reserve banks for the coordination of operational activities, the establishment of the Federal Reserve Board in Washington.
5、公开市场操作涉及到对政府证券的买卖，政府证券包括短期国库券（treasury bills）和长期债券两种。5, the open market operation involving the sale of government securities. Treasuries, including short-term government securities (treasury bills) and two long-term bonds. 出售这些证券可以减少货币供应，而当购买这些证券时可以使利率下减，增加货币供应，从而加快经济发展。These securities may be sold to reduce the money supply and interest rates when buying these securities can be lowered under increasing money supply, in order to accelerate economic development.
6、美联储除用贴现政策、存款准备金、公开市场业务这些传统的执行货币政策工具外，近几年来还越来越多地使用利率来调节货币供应量。6, in addition to the Federal Reserve discount policy, the deposit reserve requirement, the implementation of the open market operations of these traditional tools of monetary policy, In recent years also increasingly using interest rates to regulate money supply.
7、银行破产经常让政府感到恐惧，因此不少国家的政府创立了存款保险计划，如成立存款保险公司。7, bankruptcy often let the banks fear the government, the governments of many countries are founded a deposit insurance scheme. If the establishment of Deposit Insurance Corporation. 这样做的目的是为了保护储户使他们免受因银行破产所带来的损害。Their purpose in doing so is to protect depositors and keep them from the damage caused by the insolvency of banks.
8、呆帐、坏帐问题不能小看，这些问题会导致一连串银行破产的发生。8, so the problem of bad debts should not be underestimated, which will lead to a series of bank insolvencies from happening. 资本充足标准就是在此背景下产生的。Capital Adequacy Standards in the background. 该标准要求银行留出一定数量的钱以便在银行资产价值失去时保护存款人和债权人的利益。The standards require banks to set aside a certain amount of money in the bank to protect the value of the assets lost when the interests of depositors and creditors.
9、一些借款人不付利息，甚至不能付还本金，这是商业面临的风险。9, some borrowers do not pay interest, not even on repayment of principal, which is the commercial risk. 为对付这种风险，按国际标准，银行必须至少留出相当其贷款组合价值的8％。To counter this risk, in accordance with international standards, banks are required to set aside at least 8% of the value of their loan portfolios quite. 世界上不少银行家认为此标准业已过时，一些银行管理者也觉得有关的国际资本充足规定必须现代化，以适应新的已改变了的形势。Many of the world's bankers that this standard has been outdated Some managers also feel that the international capital adequacy requirements must be modernized to meet the new situation has changed.
10、银行提供的贷款有风险，但风险并不一致。10, the bank's lending risk, but risk is not unanimous. 对政府和金融机构的贷款风险肯定比向一般企业的贷款风险要小。Loans to the government and financial institutions to risk than the risk of loans to small businesses in general. 即使向企业的贷款风险也有差别。Even if there are differences in the risk of loans to enterprises. 对盈利甚丰的公司的贷款几乎没有风险，而向一个亏损企业的贷款风险则一定很大。HSBC profit for the company's credit almost no risk to the risk of loans is certainly a great loss.

Answer 2

第十个问题最后的“费用收入”应该是“费用投入”吧？帮你改正了！

1、"元“是中国货币的名称，在东南亚金融危机后，人民币没有像西方预料的那样贬值，相反它比以前更加坚挺。
“Yuan” is the name of Chinese monetary, RMB does not devaluate so much as western experts predicted, on the contrary, it is stronger than ever.

2、明年人民币的升值压力将会有所减少。外国投资的流入速度正在变得缓慢起来。出口增长的减少将使中国贸易顺差缩小，其结果是中国的国际收支状况将肯定变坏。
Revaluation pressure of RMB will reduce in the next year. The flow of foreign investment is becoming slower. The decreasing of exporting will reduce Chinese trade surplus thus certainly results in bad international balance of payment in China.

3、商业银行的主要职能之一是为商品的生产与流通提供短期资金。
One of the main functions of commerce banks is to provide short-term funds to the production and circulation of commodities.

4、在西方发达国家有两种财务报表是最基本的：一种是收入报表或盈亏报表，另一种是资产负债表。资产负债表列出了公司资产和负债的财务报表，能显示一个公司的经营状况和财务状况。
There are two most basic quarterly statements in western developed countries: the one is income statement or Profit/Loss statement, the other is balance sheet. The balance sheet lists the quarterly statement containing the capital and debt of a company, and it shows the operation state and financial state of a company.

5、银行最重要的特征是，它能吸收存款和发放贷款，而一般非银行金融机构是不能这样做的。
The most important property of banks is its deposit-taking and loan-issuing abilities, while general non-bank financial institutions haven’t these abilities.

6、美国“格拉斯－斯蒂高尔法案”（Glass-Steagall Act)不允许美国商业银行从事投资银行业务。
US Glass-Steagall Act does not allow US commerce banks to operate on the business of investment banks.

7、虽然竞争日益激烈，但英美的投资银行仍能赚到很多的钱，这是为什么呢？有一种解释是：股票包销业务仍能依赖发行者与银行之间的密切关系，这使得竞争者很难挤进来。
Although the competition becomes fierce day by day, US and UK investment banks can still earn much money, why? One possible explain is that the equity underwriting syndication can still depend on the close relationship between the issuers and the banks, this repels the competitors.

8、在英国有牵头包销者（lead underwriter），通常为投资银行来帮助安排股票发行事宜。但在实施过程中，牵头包销者会充分重视分包销商（sub－unerwriters）以及机构投资者的作用。
There are lead underwriters in UK, who help the investment banks to arrange stocks issuing affairs. But during the fulfillment, lead underwriters take enough emphasis on the role of sub-underwriters and institutional investors.

9、在美国付给股票包销者的费用是比较高的，部分原因是美国的高营销成本。
The expense paid to equity underwriters is fairly high in US, it’s partly due to the high marketing cost in US.

10、大多数股票发行者为老字号的大企业。它们很少抱怨包销费用的多少。但从另一方面看，由于这些强有力的大客户，投资银行在其他服务领域，如兼并咨询费方面被迫减少了费用收入。
Most of the stocks issuers are old-brand enterprises. They seldom complain the underwriting expense. But from another view, the investment banks are forced to reduce the investment in other servicing fields such as acquisitions consult fee for the introduction of these robust clients.本回答被提问者采纳

Answer 3

楼主的这个是“金融英语”的作业吧？我以前看到过...

1、"元“是中国货币的名称，在东南亚金融危机后，人民币没有像西方预料的那样贬值，相反它比以前更加坚挺。
1. yuan is the name of China money, after the financial crisis of Southeast Asia, RMB was not devaluated like the westerners’ anticipation, in contrary, it is stronger than ever before.
2.明年人民币的升值压力将会有所减少。外国投资的流入速度正在变得缓慢起来。出口增长的减少将使中国贸易顺差缩小，其结果是中国的国际收支状况将肯定变坏。
2. The pressure on the increase in value will be decreased next year. The speed of foreign investment is slow dowm. The reduce of export growth will smaller the unfavorable balance of trade of China which results in a bad condition of balance of payments.
3、商业银行的主要职能之一是为商品的生产与流通提供短期资金。
3. One of the main functions of commercial bank is support the short-term funds for the production in produce and circulation.
4、在西方发达国家有两种财务报表是最基本的：一种是收入报表或盈亏报表，另一种是资产负债表。资产负债表列出了公司资产和负债的财务报表，能显示一个公司的经营状况和财务状况。
4. There are two basic financial reports in the western developed country: one is income statement or profit and loss statement, the other is balance sheet. Balance sheet lists the corporate assets and balance sheet, which can show you the state of operation and financial condition of a company.
5、银行最重要的特征是，它能吸收存款和发放贷款，而一般非银行金融机构是不能这样做的。
5. The most important character of a bank is: it can take deposits and crediting and what non-bank financial institution can’t do.
6、美国“格拉斯－斯蒂高尔法案”（Glass-Steagall Act）不允许美国商业银行从事投资银行业务。
6. Glass-Steagall Act don’t allow America to engage the business of investment bank.
7、虽然竞争日益激烈，但英美的投资银行仍能赚到很多的钱，这是为什么呢？有一种解释是：股票包销业务仍能依赖发行者与银行之间的密切关系，这使得竞争者很难挤进来。
7. The competition is become more and more furious, but investment bank in England and America still can earn a lot of money, why? One of the answers is the business of stock underwrite can still rely on the close relationship of issuer and bank, it makes competitor into this area hardly.
8、在英国有牵头包销者（lead underwriter），通常为投资银行来帮助安排股票发行事宜。但在实施过程中，牵头包销者会充分重视分包销商（sub－unerwriters）以及机构投资者的作用。
8. There is lead underwriter in England, it usually helps investment bank arrange the principle of the issuance of the stock. But during the process, lead underwriter will pay more attention to the effect of sub-underwriter and institutional investor.

9、在美国付给股票包销者的费用是比较高的，部分原因是美国的高营销成本。
9. Stock underwrite is paid highly in America, parts of the reasons are the high marketing cost.
10、大多数股票发行者为老字号的大企业。它们很少抱怨包销费用的多少。但从另一方面看，由于这些强有力的大客户，投资银行在其他服务领域，如兼并咨询费方面被迫减少了费用收入。
10. Most stock issuers are big enterprise that running many years. They hardly complain how much the underwrite expense is. But on the other hand, with these powerful customers, the investment bank has been reduced the cost income just like inquiry.

Answer 4

1." Yuan " is the measurement for CHinese currency. After the Southestern Asia Finance Slump, the value of Chinese Yuan did not fall as western world had expected. To the contrary, it was even more stable than before.

2. Next year, the pressure of raising the value of Chinese yuan will be less. Inflow of foreign investments are gradually getting slow. Increase in export will also be slower and this will reduce the favourite balance in China's trade. The result will be that China's international revenue and expenditures will worse off.

3. One of the main functions of commercial banks is to provide short-term funds for the manufacturing and circulation of products.

4. In western developed countries, there are two most fundamental financial reports. One is the income statement or statement of profit. The other is the balance sheet. The balance sheet is a financial statement that lists the assets and liabilities of the company, and can therefore show the operational performance and financial status of the company.

5. The most important characteristic of a bank is: it can absorb money deposited and provides loans, which can not be done by common non-bank financial entities.

6. The Amercian Glass-Steagall Act does not allow American commercial banks to get engaged in investment bank business.

7. Though competition is getting increasingly fierce, investment banks from the UK and the US still make much profit. Why does this happen? One explaination for this is: share underwriting still can lean on the close relationship between the issuer and the bank. This leads to a high entry barrier for competitors.

8. In the UK, there are lead underwriters, who usually, help the investment bank arrange the issue of stocks. However, during implementation, the lead underwriters will lay sufficient emphasis on the functions of sub-underwriters and entity investors.

9. in the US, fee level charged by share underwriters is rather high, partially due to the high marketing cost in the US.

10. Most share issuers are big enterprises with long histories and fame. They rarely complain high underwriting fees, but from another perspective, because of these powerful big clients, investment banks are forced to cut down their income from charges in other services, such as merging consultation.

Answer 5

1, the "million" is the name of the currency, the Asian financial crisis, did not devalue the yuan as the West is expected rather more firmness than before. 2, the pressure on China to revalue the renminbi next year will be reduced. The inflow of foreign investments is becoming slow speed up. Export growth will reduce China's trade surplus narrowed, the result of China's international balance of payments situation will certainly deteriorate. 3, a commercial bank and one of its major functions is to provide short-term capital goods production and circulation. 4, the Western countries have two : one is the most basic financial statements or profit and loss statements, income statements. Another is the balance sheet. The balance sheet presents the company's assets and liabilities in financial statements, will show a company's business condition and financial status. 5, Bank of the most important features is that it can attract deposits and loans. and the general non-bank financial institutions are unable to do so. 6. The United States, "Glass-Steagall Act" (Glass-Steagall Act), do not allow the United States commercial banks engaged in investment banking. 7, although competition is becoming increasingly fierce, but the British and American investment banks can earn a lot of money, which is why? One explanation is this : The stock underwriting business can rely on the close relationship between the issuer and the banks. It is difficult to squeeze competitors to make. 8, the lead underwriter in the United Kingdom (lead underwriter). usually stock issue arranged for investment banks to help matters. But in the process of its implementation, lead underwriters will pay full attention to sub-underwriters (sub-unerwriters) and the role of institutional investors. 9, stock underwriters in the United States to pay the cost is relatively high, partly because of the high marketing cost to the United States. 10, and most of the stocks were issued for the oldest name in large enterprises. They seldom complain about the amount underwriters. From another perspective, as these big and powerful clients, investment banking services in other areas. being forced to reduce costs as merger advisory revenue.再送你一个可以翻译各国语言的网子http://www.google.com/language_tools?hl=zh-CN

参考资料：http://www.google.com/language_tools?hl=zh-CN